Your Money,
Finally Awake.
Zero fees. Zero minimums. Or we pay you £50.Written guarantee. No small print.
Built for freelancers, young couples, and growing businesses who are done being penalised for not being a corporation. One account. Every tool. Nothing hidden.
Mission Control
Live Account Metrics
Monthly Fee
Always. Forever. Guaranteed.
Savings Rate
AER on easy-access savings
Avg. Account Opening
Median time from tap to open
Accounts Opened Today
And counting right now
£2.4M saved in fees
vs. average legacy bank charges · 2024
Updated 19:44:57
Guarantee 01 / 03
We Guarantee
No Hidden
Charges.
Every fee we charge — including the ones we don't — is listed to the right. If you ever find a charge that isn't on this table, we'll refund it and pay you £50 as an apology.
Fee Comparison
Vault vs. Legacy Banks
Vault total: £0.00 — All data sourced from published bank tariff sheets, Feb 2025.
Guarantee 02 / 03
We Guarantee
Same-Day
Support.
Every issue raised before 18:00 gets a full resolution or a clear update the same day. Not a chatbot. Not a ticket number. A real person who can actually fix things.
<47s
Avg. first response
96%
Same-day resolution
24/7
Chat availability
4.9★
Support rating
If we miss the same-day promise, we credit £10 to your account.
Vault Support
Today, 09:04
09:04
09:04
09:05
09:05
Real conversation. Names changed for privacy.
Guarantee 03 / 03
We Guarantee
Savings That
Move the Needle.
3.8% AER on your easy-access savings pot. No lock-in, no minimum balance, no teaser rate that drops after 90 days. If rates fall below 2.5%, we'll tell you before your statement does.
£10,000 after 5 years
£12,041
Vault 3.8%
£10,613
Legacy 1.2%
+£1,428
more in your pocket over 5 years at Vault vs. the average legacy saver
Calculations based on £10,000 initial deposit, interest compounded monthly. AER rates correct as of Feb 2025. Vault rate subject to change with 30 days' notice.
Easy-Access Savings
AER Rate Comparison
Vault pays 2.7× more than the average legacy bank savings rate. No lock-in. Withdraw any time.
£0
Min. balance
Same day
Withdrawal
Download the
No-Fee Guarantee.
A side-by-side PDF comparing Vault's complete fee structure against Barclays, HSBC, Lloyds, NatWest, and Santander. Every column sourced from published tariff sheets. Fully updated for 2025.
Enter your email and we'll send it instantly — no drip campaigns, no sales calls.